Terms of Service
Please read these terms carefully before using our website or services.
Last Updated: January 19, 2026
1. Acceptance of Terms
By accessing and using the website of J&M Empire LLC (doing business as Rasheda J Consulting), you accept and agree to be bound by the terms and provision of this agreement. In addition, when using these particular services, you shall be subject to any posted guidelines or rules applicable to such services.
ANY PARTICIPATION IN THIS SITE WILL CONSTITUTE ACCEPTANCE OF THIS AGREEMENT. IF YOU DO NOT AGREE TO ABIDE BY THE ABOVE, PLEASE DO NOT USE THIS SITE.
2. Intellectual Property Rights
The Site and its original content, features, and functionality are owned by J&M Empire LLC and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
Trademarks
The following marks are trademarks of J&M Empire LLC:
- She'Elan™
- The E³ Framework™ (Empower. Educate. Elevate.)
- Youth Wealth Coalition™
Proprietary Methodologies
The educational frameworks, curriculum structures, and coaching methodologies presented on this site (including the E³ Framework) are the proprietary intellectual property of Rasheda J and J&M Empire LLC. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website without our prior written consent.
3. Use License
Permission is granted to temporarily download one copy of the materials (information or software) on J&M Empire LLC's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify or copy the materials;
- Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
- Attempt to decompile or reverse engineer any software contained on J&M Empire LLC's website;
- Remove any copyright or other proprietary notations from the materials; or
- Transfer the materials to another person or "mirror" the materials on any other server.
4. Educational Disclaimer
The information provided on this website and through our programs is for educational and informational purposes only and does not constitute financial, legal, or tax advice.
While Rasheda J is a Certified Financial Educator, using this site or our services does not create a professional-client relationship. You should consult with a qualified professional before making any financial decisions. J&M Empire LLC assumes no responsibility or liability for any errors or omissions in the content of this site.
5. User Conduct
You agree to use the site only for lawful purposes. You are prohibited from posting on or transmitting through the site any material that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, sexually explicit, profane, hateful, racially, ethnically, or otherwise objectionable of any kind.
6. Limitation of Liability
In no event shall J&M Empire LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.